This privacy policy sets out how FundsIndiaPartner and Wealth India Financial Services Pvt. Ltd. (WIFS) uses and protects any information that you share when you use this application.
WIFS is committed to ensuring that your privacy is protected at all times. Should we ask you to provide certain information by which you can be identified when using this application, you can be assured that it will only be used in accordance with this privacy statement.
WIFS may change this policy from time to time by updating this page. This policy is effective from March 1, 2022.
We may collect the following information:
We may also retrieve information from other third-party sources such as (but not limited to) the CDSL KRA, Central KYC Registry (CKYC), NDML, DigiLocker, Credit Bureau, etc.
The act of providing Aadhaar details is voluntary in nature, and will be needed only for the purposes of opening the customer's investment account online, and for digitally signing the Investment Services or Account Opening forms. The Aadhaar details may also be uploaded as one of the acceptable address proofs (in lieu of driver's license or Passport). If the customer is not comfortable in providing the Aadhaar details at the time of account opening, they can choose to submit the account opening form physically along with alternate supporting documents.
WIFS does not store the entire or complete Aadhaar number on our servers. If the customer shares a copy of the Aadhaar, then the numbers are redacted before storage. During the account opening process, customers may be asked to provide the Aadhaar information in DigiLocker website (in order to fetch digital Aadhaar) or in NSDL website (in order to digitally sign the Account Opening forms). By sharing the Aadhaar details in these websites, WIFS only receives information limited to the last 4 digits of the Aadhaar number, full name, date of birth, gender, address, photo and/or digitally signed document.
We use the personal information and non-personal information for the following purposes.
We will not sell, distribute or lease your personal information to third parties unless we are required to share such information under the terms and conditions of the products and services you avail, or we are required to do so by law or regulation.
We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure, we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online. More
A cookie is a small file which asks permission to be placed on your device’s hard drive. Once you agree, the file is added and the cookie helps analyse web traffic, or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.
We use traffic log cookies to identify which pages are being used. This helps us analyse data about web page traffic and improve our application in order to tailor it to our customers’ needs. We only use this information for statistical analysis purposes and then the data is removed from the system.
Overall, cookies help us provide you with a better application by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your device or any information about you, other than the data you choose to share with us.
You can choose to accept or decline cookies. Most web browsers/ applications automatically accept cookies, but you can usually modify your browser’s settings to decline cookies. This may prevent you from taking full advantage of the websites/applications.
Our application may contain links to other applications/ websites of interest. However, once you have used these links to leave our application, you should note that we do not have any control over such third-party applications/websites. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting them. You should exercise caution and look at the privacy statement applicable to the application/ website in question.
If you believe that any of your information with us is incorrect or incomplete, please email us as soon as possible at contactpartner@fundsindia.com. We will promptly correct any information found to be incorrect.
FundsIndia is an online financial services company. We fully recognise and understand the security implications of being a service provider with whom people trust their money. There are many safeguards we adopt in this regard – some of these are technical, and some are structural.
To ensure that we achieve these goals, we have a variety of certifications / trust verifications in place for our firm, both from technical and legal / operational perspectives. All our communications are encrypted by 256-bit encryption, and our data is hosted with top-tier hosting service providers. Also, our data is continuously backed up to ensure continuity of operations.
Here are some of our security certifications. These certifications are continuously updated by regularly auditing our technical infrastructure for full security compliance.
| SECURITY - VERIFIED | Implies that our site is using the highest grade of security when it comes to communications |
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| BUSINESS - VERIFIED | Implies that we have cleared a business verification test to certify that we are a legitimate service provide |
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| PRIVACY - VERIFIED | Implies that our privacy policy has been reviewed and found compliant with international standards of privacy |
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| VERIFICATION - CERTIFIED | Implies that we have cleared all our verification processes, and the location and authenticity of our business have been verified as well |
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THAWTE CERTIFICATE | Provides third-party confirmation of the authenticity and validity of our Security Certificate that is used to secure communication between our servers and our customers' browsers |
For any queries with respect to this Privacy Policy, or any discrepancies and grievances pertaining to processing of your information, you may reach out to our Grievance Officer, Mr. Girirajan Murugan at girirajan@fundsindia.com
From time to time, we may update or revise this Privacy Policy without any prior notification to the users. The effective date of this policy, as indicated at the top of this page, shows the last time this policy was revised or materially changed. While we will make reasonable efforts to keep you updated on changes to the privacy policy, we advise you to review this page periodically to keep yourself abreast of any changes to the policy.